In the Rojiroti Approach, poor rural people form self-help groups, through which they can both save and borrow money. This has at its core some important innovations in microfinance, as group members start out making very small savings in a group fund and quickly move to achieving links with the formal banking sector and becoming credit-worthy borrowers from banks and other microfinance institutions.

A significant amount of loan money from Rojiroti goes to agricultural purposes, so the project works to improve farming practices. We provide access to quality information and inputs that poor farmers use to improve their own livelihoods and share with their groups. The project provides better access to finance, innovation, and rural services. After one year, it is possible already to trace an impact on poverty.